Your hourly rate tells you what you earn per hour. This tells you how much of the month is just covering costs before anything else counts as income.
Your inputs
Monthly business + living costs$4,200
Rent or home office share, software, insurance, loan payments, and baseline living expenses.
Your hourly rate$65
Break-even hours per week15.0 hrs
Break-even days per week (8 hr/day)1.9 days
Break-even hours per month
64.6
Before anything you bill counts as income above costs
Break-even revenue
$4,200
Hours per week
15.0
This is a planning estimate — it doesn't account for tax owed on income once you're above break-even. Include everything that goes out whether you bill zero hours or forty: rent, software, insurance, and living costs.