Set the income you want to end the year with and the hours you're actually willing to bill. This works out the rate that gets you there — before tax comes out of it.
Your inputs
Target take-home income (yearly)$80,000
Billable hours per year1,200
Most freelancers bill 50–65% of a working year once you subtract admin, marketing, and time off.
Tax & buffer reserve30%
Picking a country sets a starting point — drag the slider to match your real tax rate and savings goal.
Reserve set aside$34,286
Gross you need to invoice$114,286
Your minimum hourly rate
$95.24
to reach $80,000 take-home on 1,200 billable hours
Day rate (8h)
$762
Weekly (30h)
$2,857
This is a floor, not a target — most freelancers price 15–25% above their minimum to cover the weeks nothing gets billed at all. Round up before you send the quote.